Roofing Insurance Laporte

You’re a homeowner and determined your home’s roof needs fixing or needs to be improved with a replacement roof. You’re all set to get moving. What’s the optimal way to get a high quality roofer who will accomplish a good job? What could you look for in a roof contractor or contractor to obtain this work? Laporte 

home roofing options

When homeowners choose to repair a roof or replace that roof with asphalt during the cold winter months, they’re often plagued by worries that their family will freeze before the job is completed. In the same vein, those starting a roofing job in the sweltering summer months worry that they’ll be facing heat stroke. These concerns are perfectly normal and common among many homeowners looking for roofing fixes or roof replacement contractors.


commercial metal roof repair It's time for a new roof on your house and you would like to have an idea how many shingles will be needed for your roof replacement. Skilled roofing contractors know how to do this. But perhaps you would like to know yourself. Measuring a roof is not always an easy task. There are a few basic things you will need to know for an accurate measurement.Roofing Contractors have their own LingoThe first thing you need to know is that shingles are purchased in what roofing contractors call "squares". A square is an area that is 10x10 feet or 100 square feet. Normally for basic three tab shingles one square would require three bundles of shingles. Today's architectural shingles are heavier and thicker. If you are using these it will take four or five bundles to make a square.First thing to do is to draw what your roof looks like by looking straight down at it from above. Even if you don't get the exact look a basic drawing will do the trick. The measurements you get will add up to give you the number of squares needed. Although some are, most roofs are not just two straight sides. Many times there are dormers, valleys, and hip sections. That's where it gets a little complicated. Seasoned roofing contractors are used to these and should have no problem in delivering the correct amount of shingles to your home.How to Measure for your Roof ReplacementLet's take a look first at an easy to measure straight roofing section. Go to the ridge of the roof and measure all the way across. Then measure the length from the ridge to the bottom of the roof. Let's say the ridge length was 60 and the rafter length is 16. Multiply 60x16 and you will get 3,600. That's 960 square feet or 9.6 squares.If you have a hip roof you will measure the top ridge length, the bottom length, and the rafter length. Add together the ridge length and the bottom length and divide by two. Then multiply that number by the rafter length. For example: the ridge length is 20 and the bottom is 35. 20+35=55. 55 divided by 2 is 27.5. If the rafter length is 14 you will multiply 27.5 times 14. That equals 385 square feet. Remember we need squares so it is 3.85 squares.The end of the hip roof or the triangle shape is an easy one. Measure the length from the top to the bottom and then the bottom edge. Multiply the length by the height and divide by two. Divide that number by 100 to get the amount of squares.Adding Extra Shingles for Waste, Ridge Cap, Starters, and ValleysOnce you have all the different dimensions you will add those all up together. You then need to account for the extras. You will need to have extra shingles for waste, ridge cap, and starter shingles. One a straight two sided roof you should add 10 percent. For a hip roof add 15 percent. You may have an even more cut up roof than that with dormers and valleys. These basic instructions will get you through that. Remember though, the more cut up your roof is the more you will need to add for waste.Residential Roofing Contractors - Keeping them HonestRoofing contractors regularly measure roofs and know how to accurately figure the size of your roof. Now when your residential roofing contractor comes to give you an estimate you will have a good idea how many shingles you will need...and if the contractor is giving you a precise bid.

Need a Roof Estimate? Where to Find a Good Roofer

leaking roof repair There is no such thing as being over protective when it comes to your home and your finances. There are plenty of roofing contractors out there that are willing to bend the rules to simplify things for themselves, resulting in problems for you and your roof. Even honest contractors make mistakes every once in a while. That's why it's important to know these 4 simple ways to protect yourself when choosing a roofing contractor.Workers Compensation Problem: You hire a roofing contractor to fix a leak on your roof. One of their employees decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your property.Solution: Roofers Compensation is a type of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees are entitled to recover expenses for hospital bills and being out of work. Be sure that your roofing contractor has workers compensation so that you are saved the trouble and expenses of paying those bills yourself.Liability Insurance Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an unexpected storm. Water seeps into your home and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the interior of your building. You end up paying to fix the damages yourself. Solution: If damage occurs to your home or building that is the fault of a roofing contractor, you want to be sure they have good liability insurance. This will cover anything from broken windows to damaged interiors as mentioned in the situation above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it is almost like there is no coverage at all. Look for coverage that doesn't exclude water damage resulting from leaving a roof open.Business License Problem: You hire a new roofing company to work on your roof. A few months later you notice a leak. You try to contact the company, but can't find their information. You try to look them up by their business license and you find that there was never a business license issued for that company. You are forced to pay for the repairs yourself.Solution: Check ahead of time that your roofing contractor has a business license. If they don't have a license, it could be a sign that they don't know what they are doing. The company could easily disappear or go out of business.In the state of Utah, your roofing company should have a shingle license and a general roofing license to install a pitched roof. A flat roof installation only requires a general roofing license.A general contractor is legally able to install a roof without a roofing license if they have a general contractor license. However, there have been a lot of cases of general contractors branching out and installing roofs themselves when they lack the proper training. This causes problems for building owners as well as home owners. It is ideal for a general contractor to have a roofing license in addition to their general contractors license.In Utah, the number for a general roofing licence is S280. The general contractors license is B100.If your roofing contractor is in the middle of working on your roof and you find that they have given fraudulent business license information, (in Utah) you have the option to terminate their service right away. You are not required to pay anything to the contractor because they were operating illegally. You can then find a qualified contractor to fix your roof and finish the job.Lien Waiver Problem: Your roof has been completed and you pay the contractor. However, a few weeks later, the contractor's supplier contacts you requesting a payment for the materials installed on your roof. You discover that your contractor did not pay his supplier and that you are now responsible for that payment. This has happened and can happen to you. Solution: Be sure to request a lien waiver when the job is completed and before you pay. A lien waiver simply states that if the contractor fails to make his payments to a supplier or employees, you are not responsible to cover them. It is ultimately in place to protect the home or building owner from paying twice. If you receive the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.Protect Yourself Though it may be uncomfortable, it is important to protect yourself from issues like these. Ask to see proof of your roofing contractor's workers compensation, liability insurance and business license. Also, be sure they are willing to sign a lien waiver once your roof is completed.If you choose a trusted, experienced contractor, most of these issues will not be a problem in the first place. Find reviews and testimonials for your contractor to see what some of their other customer's experiences have been. flat roofing contractors

Roof Repair Estimate Fort Collins