You’re a homeowner and determined your home’s roof needs fixing or needs to be improved with a replacement roof. You’re all set to get moving. What’s the optimal way to get a high quality roofer who will accomplish a good job? What could you look for in a roof contractor or contractor to obtain this work? Carr
When homeowners choose to repair a roof or replace that roof with asphalt during the cold winter months, they’re often plagued by worries that their family will freeze before the job is completed. In the same vein, those starting a roofing job in the sweltering summer months worry that they’ll be facing heat stroke. These concerns are perfectly normal and common among many homeowners looking for roofing fixes or roof replacement contractors.
CarrThere is no such thing as being over protective when it comes to your home and your finances. There are plenty of roofing contractors out there that are willing to bend the rules to simplify things for themselves, resulting in problems for you and your roof. Even honest contractors make mistakes every once in a while. That's why it's important to know these 4 simple ways to protect yourself when choosing a roofing contractor.Workers Compensation Problem: You hire a roofing contractor to fix a leak on your roof. One of their employees decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your property.Solution: Roofers Compensation is a type of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees are entitled to recover expenses for hospital bills and being out of work. Be sure that your roofing contractor has workers compensation so that you are saved the trouble and expenses of paying those bills yourself.Liability Insurance Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an unexpected storm. Water seeps into your home and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the interior of your building. You end up paying to fix the damages yourself. Solution: If damage occurs to your home or building that is the fault of a roofing contractor, you want to be sure they have good liability insurance. This will cover anything from broken windows to damaged interiors as mentioned in the situation above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it is almost like there is no coverage at all. Look for coverage that doesn't exclude water damage resulting from leaving a roof open.Business License Problem: You hire a new roofing company to work on your roof. A few months later you notice a leak. You try to contact the company, but can't find their information. You try to look them up by their business license and you find that there was never a business license issued for that company. You are forced to pay for the repairs yourself.Solution: Check ahead of time that your roofing contractor has a business license. If they don't have a license, it could be a sign that they don't know what they are doing. The company could easily disappear or go out of business.In the state of Utah, your roofing company should have a shingle license and a general roofing license to install a pitched roof. A flat roof installation only requires a general roofing license.A general contractor is legally able to install a roof without a roofing license if they have a general contractor license. However, there have been a lot of cases of general contractors branching out and installing roofs themselves when they lack the proper training. This causes problems for building owners as well as home owners. It is ideal for a general contractor to have a roofing license in addition to their general contractors license.In Utah, the number for a general roofing licence is S280. The general contractors license is B100.If your roofing contractor is in the middle of working on your roof and you find that they have given fraudulent business license information, (in Utah) you have the option to terminate their service right away. You are not required to pay anything to the contractor because they were operating illegally. You can then find a qualified contractor to fix your roof and finish the job.Lien Waiver Problem: Your roof has been completed and you pay the contractor. However, a few weeks later, the contractor's supplier contacts you requesting a payment for the materials installed on your roof. You discover that your contractor did not pay his supplier and that you are now responsible for that payment. This has happened and can happen to you. Solution: Be sure to request a lien waiver when the job is completed and before you pay. A lien waiver simply states that if the contractor fails to make his payments to a supplier or employees, you are not responsible to cover them. It is ultimately in place to protect the home or building owner from paying twice. If you receive the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.Protect Yourself Though it may be uncomfortable, it is important to protect yourself from issues like these. Ask to see proof of your roofing contractor's workers compensation, liability insurance and business license. Also, be sure they are willing to sign a lien waiver once your roof is completed.If you choose a trusted, experienced contractor, most of these issues will not be a problem in the first place. Find reviews and testimonials for your contractor to see what some of their other customer's experiences have been.
Choosing a Roofer - How to Find the Right OneWhen hiring professional roofers you should confirm that they are able to match colors, style and material with adjoining homes. To prepare you to better evaluate the recommendation of your new roofer, use this guide and familiarize yourself with the many choices you have. But prior to your trip to the building supply center or the roofing supply, you need to carefully observe the roofing materials on the house you are trying to match. Later when you ask your roofing contractor to match the next door neighbor's roof as closely as possible, you can supply him with the results of your research.Visual InspectionThere are no rules, but it makes sense to start by observing the roof you need to match, the reference roof. Clearly your budget must be a key deciding factor, but take a close look at your reference roof and keep it in mind throughout the process. Note the color, type of shingles, and the texture. Roofing materials come in asphalt, wood, slate, metal, and other materials. Among asphalt shingles, there are plain shingles and those which are layered to simulate shake shingles. Knowing the nature of the material in addition to its color will help you narrow your choices more quickly. You might even want to snap a quick digital picture or two to take with you to the building supply center. When it Has to Match Another reason to check your neighbor's roof is to see if theirs needs to be replaced too. If you both work together you can try to negotiate an even better price with a roofer to do both roofs at the same time. Then you can use the same brand, style and color of shingles on both roofs. Talk about making your homes look more uniform and cohesive. But if you will be installing a new roof but your neighbor is not, you can still choose shingles that are similar in color and appearance to his. You can even ask your neighbor if he has records of the brand and color he used. Be sure to notice the condition of the reference roof. If the reference roof is old, the shingles are probably worn and the color faded from the sun and rain. In that case, it is best to chose shade slightly darker than the reference roof. That way when your neighbor later decides to replace his roof, the colors will be a be a better match to yours.When to Consider a Contrasting Roof Maybe you have always hated the color of your neighbor's roof and now that you are replacing your own, there is no way that you want to coordinate. In times like these, it is important to remember that even though your home is a twin, it is a unique house that can be decorated in any manner you choose. Perhaps those multi-brown shingles that you love will clash horribly with your neighbor's Spanish red shingles. If you are okay with how the house will look after your shingles are installed, then feel free to proceed. Just remember that your next door neighbor has to live with the look of the house, as well. By following this simple guide, professional roofers will almost certainly be impressed with your knowledge of roofing materials and your ability to properly judge their recommendation. More importantly, by doing your research in advance, you will be prepared to make an informed decision and can be happier with your new roof for years to come.