You’re a homeowner and determined your home’s roof needs fixing or needs to be improved with a replacement roof. You’re all set to get moving. What’s the optimal way to get a high quality roofer who will accomplish a good job? What could you look for in a roof contractor or contractor to obtain this work? Larimer County
When homeowners choose to repair a roof or replace that roof with asphalt during the cold winter months, they’re often plagued by worries that their family will freeze before the job is completed. In the same vein, those starting a roofing job in the sweltering summer months worry that they’ll be facing heat stroke. These concerns are perfectly normal and common among many homeowners looking for roofing fixes or roof replacement contractors.
Larimer CountyThere is no such thing as being over protective when it comes to your home and your finances. There are plenty of roofing contractors out there that are willing to bend the rules to simplify things for themselves, resulting in problems for you and your roof. Even honest contractors make mistakes every once in a while. That's why it's important to know these 4 simple ways to protect yourself when choosing a roofing contractor.Workers Compensation Problem: You hire a roofing contractor to fix a leak on your roof. One of their employees decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your property.Solution: Roofers Compensation is a type of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees are entitled to recover expenses for hospital bills and being out of work. Be sure that your roofing contractor has workers compensation so that you are saved the trouble and expenses of paying those bills yourself.Liability Insurance Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an unexpected storm. Water seeps into your home and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the interior of your building. You end up paying to fix the damages yourself. Solution: If damage occurs to your home or building that is the fault of a roofing contractor, you want to be sure they have good liability insurance. This will cover anything from broken windows to damaged interiors as mentioned in the situation above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it is almost like there is no coverage at all. Look for coverage that doesn't exclude water damage resulting from leaving a roof open.Business License Problem: You hire a new roofing company to work on your roof. A few months later you notice a leak. You try to contact the company, but can't find their information. You try to look them up by their business license and you find that there was never a business license issued for that company. You are forced to pay for the repairs yourself.Solution: Check ahead of time that your roofing contractor has a business license. If they don't have a license, it could be a sign that they don't know what they are doing. The company could easily disappear or go out of business.In the state of Utah, your roofing company should have a shingle license and a general roofing license to install a pitched roof. A flat roof installation only requires a general roofing license.A general contractor is legally able to install a roof without a roofing license if they have a general contractor license. However, there have been a lot of cases of general contractors branching out and installing roofs themselves when they lack the proper training. This causes problems for building owners as well as home owners. It is ideal for a general contractor to have a roofing license in addition to their general contractors license.In Utah, the number for a general roofing licence is S280. The general contractors license is B100.If your roofing contractor is in the middle of working on your roof and you find that they have given fraudulent business license information, (in Utah) you have the option to terminate their service right away. You are not required to pay anything to the contractor because they were operating illegally. You can then find a qualified contractor to fix your roof and finish the job.Lien Waiver Problem: Your roof has been completed and you pay the contractor. However, a few weeks later, the contractor's supplier contacts you requesting a payment for the materials installed on your roof. You discover that your contractor did not pay his supplier and that you are now responsible for that payment. This has happened and can happen to you. Solution: Be sure to request a lien waiver when the job is completed and before you pay. A lien waiver simply states that if the contractor fails to make his payments to a supplier or employees, you are not responsible to cover them. It is ultimately in place to protect the home or building owner from paying twice. If you receive the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.Protect Yourself Though it may be uncomfortable, it is important to protect yourself from issues like these. Ask to see proof of your roofing contractor's workers compensation, liability insurance and business license. Also, be sure they are willing to sign a lien waiver once your roof is completed.If you choose a trusted, experienced contractor, most of these issues will not be a problem in the first place. Find reviews and testimonials for your contractor to see what some of their other customer's experiences have been.
Fundamentals of a Roof Repair EstimateNeed a new roof? If your living room or kitchen sports large buckets for catching rainy drips, the answer is probably "yes." Assuming that you are unable or willing to replace it yourself, you will be looking for a reputable roofing contractor to handle the job for you. The question then becomes, how do you find a dependable roofer?The answer may not be as hard as you think. Here are a few possibilities to consider:1. Check the telephone directory's yellow pages. Browse the section called "roofing" for the names of local persons you can call for an estimate. Sometimes the ads will reveal key information about the person, such as location, hours of operation, and specialty areas. You also might find out whether the person accepts credit card payments, and whether he or she provides free estimates. Call two or three names, at least, for an idea of available contractors. 2. Contact the Better Business Bureau. While this organization will not provide a list of names for you to call, it can give you an indication of someone's response to complaints so that you get an idea of his or her character and reputation.3. Locate roofer-related organizations. There may be a roofers' group or construction companies that can tell you what to look for in a roofing contractor, and perhaps recommend a few local names.4. Ask local home building supply stores. Often they keep a list of specialists they recommend to area folks who are looking for consulting or hands-on help with building projects. Occasionally the store might sponsor a workshop or seminar featuring one of these experts. Attending a session may give you a better idea of the roofer's credentials.5. Browse online websites. Building companies and contractors as well as independent roofers are increasingly advertising their skills on the Web by hosting a website. Some offer free newsletter sign-ups or updated FAQ's that help to answer visitors' questions.6. Ask for referrals. Wherever you get the name of a possible roofer for your project, ask for referral letters from clients, and then follow up by contacting these people. You may even want to take a glance at the workmanship. 7. Pay in portions. Never pay for a roofing job (or any type of home construction or remodeling project) up front. You can pay a third or a fourth as a down payment if you really want to, but make an agreement to collect partial payments in two or three intervals. Get a written estimate first, and if the person does not follow this or tries to change the terms of your agreement, report him to the Better Business Bureau or local authorities.Having your roof done is an important job. Don't let just anyone tamper with your roof. It is an important part of your home's structure, and only an expert should tackle needed repairs and updates. For more information, contact your local Chamber of Commerce or building supply store.